With so many options, picking the right SIPP can be confusing — especially if you live abroad. This page gives you a clear comparison to help you choose with confidence.
The Most Popular Providers For Expats
With dozens of providers and multiple options, choosing the right SIPP (Self-Invested Personal Pension) can be confusing — especially if you're living abroad. This page gives you a transparent, side-by-side comparison of the most popular options so you can see what's potentially right for your situation.
MyExpatSIPP
Supports Expats
Adviser Required
Annual Fee
£435 + 0.35%
Our View
Easy onboarding, but the platform may not suit more complex needs.
IFGL SIPP
Supports Expats
Adviser Required
Annual Fee
£500 + 0.10%
Our View
Our top choice for expats — outstanding service, flexibility, and ease of use.
iPensions
Supports Expats
Adviser Required
Annual Fee
£600
Our View
Admin-heavy, requires a knowledgeable adviser to navigate smoothly.
L&C
Supports Expats
Adviser Required
Annual Fee
£220
Our View
Looks cost-effective, but hidden ad hoc fees can add up fast.
Alltrust
Supports Expats
Adviser Required
Annual Fee
£650
Our View
Processes feel dated, and adding new funds can be unnecessarily difficult.
Novia Global
Supports Expats
Adviser Required
Annual Fee
£240
Our View
Platform can feel clunky and outdated compared to other providers.
* Additional fees may apply depending on your pension value, chosen investment strategy, adviser arrangements, and provider terms. The information shown is for general comparison purposes only. For full and up-to-date pricing, please refer to each providers official fee schedule on their website.
Even if your SIPP is up and running, that doesn’t always mean it’s working in your best interest — especially if you're living abroad. Many investors are stuck paying too much, limited by rigid withdrawal rules, or receiving poor support. If any of the signs below feel familiar, it might be time to explore better options.
You’re Paying Too Much in Fees
Layered charges are common — especially with older SIPPs or if you're in drawdown overseas.
You’re In Poor Investments
If you’re stuck in underperforming or high-fee funds with little flexibility, it’s time to reassess.
Your Provider Blocks Expats
Limited or no international access or no flexible drawdown. That’s a problem if you’re living overseas.
You’re Not Getting Clear Advice
Many investors feel forgotten once their SIPP is set up. You deserve guidance that puts your interests first.
No Pressure, Just Clarity
If you're unsure whether your current SIPP is right for you, we can connect you with a qualified financial adviser who specialises in expat pension planning. The SIPP providers we work with are UK-regulated, and the advisers are licensed in their respective jurisdictions to support clients living abroad.
No pressure — just clear, helpful guidance tailored to your situation.
Real People, Real Results. Trusted by Investors Like You
⭐⭐⭐⭐⭐
Trusted by Investors Like You
Based on 857 verified client reviews
Evidence based advice that was clear and concise.
- Caroline D, United Arab Emirates
Caleb was extremely helpful and answered all my questions. - Suzanne P, Portugal
I discovered certain funds were paying an ongoing commission that was never disclosed. After rebalancing into a lower-cost portfolio I have seen vast improvements in performance. - Mark C, United Arab Emirates
Brian showcased what my options were and did not pressure me into making a decision. Pleased to now see positive results. - Hillary K, United Arab Emirates
Filled with confidence after receiving answers to questions my previous adviser always avoided. Highly qualified and knowledgeable. . - Marcus W, Thailand
Demonstrated clear value. Were happy to provide recommendations and validate all their qualifications. - Ralph K, Spain
After fully uncovering how much my adviser was getting paid it was shocking, pleased to finally have my money working for me and not the previous IFA. - Jeremy S, Australia
Finally getting market performance after seeing only minor growth for the last 10 years while living in Abu Dhabi. - Julie R, United Arab Emirates
Adam was able to clearly explain who my current trustee was and what was happening after PSG went into administration. Merci. - Robert D, France
After being told I couldn't transfer my pension it was clear I wasn't able to because my last adviser was not qualified to give the advice. - Kenneth S, Bahrain
Avoid Guinness Global Innovators! Was paying a continuous commission without knowing. Pleased to talk to a professional. - John B, Myanmar
Thank you Martin and team, 5 star for your support and clarifying what was actually happening. Look forward to working with you. - Hank D, South Africa
Wish I found Martin 15 years ago when I moved offshore. Top bloke, if only his golf game was as good as his advice. - Russel F, Germany
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This website is for informational purposes only and does not constitute financial advice. We do not provide financial services. Any advice received will be from a regulated and qualified financial professional.
